We are all faced with many dilemmas on how to manage our money, and ensure we’re setting aside enough to meet our goals.
These could be retiring early, saving for school fees or giving yourself enough to travel the world as part of a career break.
It is possible to meet your goals with diligent saving and some shrewd DIY investment decisions.
This is where we can help. If you want to be a DIY investor, we can offer to capture your financial situation and ask two experts to devise financial plans – for free.
Remember that building your wealth up on your own isn’t for everyone – some feel more comfortable with the constant vigilance of a financial adviser who can help select investments to match your changing attitude to risk and can highlight valuable tax breaks.
Our plans don’t replace tailored financial advice but offer an outline of how to get started. We also have experts available who can help with property-related goals, such as building a buy-to-let portfolio.
All we ask is that you supply as much information as possible, even the names of the funds you hold in your portfolio, and the detail on what you want to achieve.
In return, you must be willing to appear online and in the paper, with a photo (a photographer will visit at a time to suit you). If we pick you, we’ll have our trusted financial experts give you practical help and tips on how to reach your financial goals.
These appear in the paper on online either as “Money Makeover” or as “Pensions Doctor”.
Here are some previous examples:
‘I have a gold-plated BT pension, what should I do with my £200k savings?’
‘I’m 49 and earn £125,000 – how can I get half this amount in retirement?’
Help! I bought a flat with my best mate, but now want to move in with my girlfriend (pictured above)
‘I’m a 28-year-old vet saving £20k a year. Where shall I put it?’
‘I’m 56 with £100k. Will buy-to-let provide for retirement?’
I earn £55k a year. Can I afford private school for my son?